The goal of this investment opportunity is to finance the construction of one individual luxury house on a land plot with 603m2, situated in Av. Fernão Magalhães, Miramar, Arcozelo, Vila Nova de Gaia, Portugal.With this investment opportunity, Crowdestate investors have the opportunity of investing in a real estate secured mortgage construction loan in the amount of 110,000 Euros.In previous tranches, a total of 215,000 Euros was raised, but the collateral used was a different property. 258,000 Euros have been raised until now using this same collateral.For this financing opportunity, the Project owner is offering the second-rank mortgage over the land plot (the first-rank mortgage belongs to Crowdestate securing previous tranches) and the existing construction works done at this target project. This second-rank mortgage will also secure all the next tranches.This project has 2 Luxury Villas (Villa A and B), which are extremely well-located a few meters from the beach Senhor da Pedra. Villa B is already sold, and Villa A is being negotiated with a potential buyer. According to the attached appraisal, the estimated market value of this real estate collateral is 431,000 Euros, and the construction report shows additional 193,808 Euros were invested resulting in a total collateral value of 624,808 Euros. Therefore, considering the previous tranche raised 258,000 euros and this tranche of 110,000 euros, we reach an LTV of 59%.The interest rate of the loan is 14% per annum. Interest is payable on a quarterly basis. The loan period is 9 months, and the Project owner has an opportunity to extend it by a maximum of 3 months with the obligation to increase the interest rate by 2% for the extension period. The loan will be repaid from the sale of the property, refinancing, or the project owner's operating revenues.The withholding tax rate for all projects based in Portugal is 10% for all investors. At the link, it is possible to check the promotion video of this real estate project: <a href="https://vimeo.com/686308060" style="text-align: justify;">Almah_Miramar_Video</a>

Real estate investing opportunity in Portugal for property development offering 14% annual interest rate.

Investing in real estate opportunity | Avenida Fernão Magalhães, Miramar, Arcozelo, VNG, Portugal

Käesoleva investeerimisvõimaluse eesmärgiks on rahastada eksklusiivse eramu ehitamist 603 m2 suurusel maatükil, mis asub Av. Fernão Magalhães, Miramar, Arcozelo, Vila Nova de Gaia, Portugalis.Crowdestate’i investoritel on võimalus investeerida kinnisvara hüpoteegiga tagatud ehituslaenus summas 110,000 eurot.Varasemates rahastusvoorudes kaasati kokku 215,000 eurot, kuid tagatisena kasutati teist kinnistut. Sedasama tagatist kasutades on kaasatud seni 258,000 eurot.Selle rahastamisvõimaluse jaoks pakub Projektiomanik teise järjekoha hüpoteeki maatükile (esimese järjekoha hüpoteek kuulub Crowdestate'ile ja tagab eelmiseid rahastusvoore) ja olemasolevatele ehitustöödele, mis on tehtud sellele sihtprojektile. Kõik järgmised rahastusvoorud tagatakse samuti selle projekti hüpoteegiga.Selles projektis on 2 luksusvillat (Villa A ja B) suurepärase asukohaga, Senhor da Pedra rannast vaid meetrite kaugusel. Villa B on juba müüdud ja Villa A üle peetakse läbirääkimisi potentsiaalse ostjaga.isatud hindamisakti kohaselt on selle kinnisvara tagatise hinnanguline turuväärtus 431,000 eurot ja ehitusaruande kohaselt on ehitusse investeeritud täiendavalt 193,808 eurot, selle tulemusena on tagatise koguväärtus 624,808 eurot. Seega, kui võtta arvesse eelmisi 258,000 euro suuruseid rahastusvoore ja käesolevat 110,000 euro suurust rahastusvooru, saavutame 59%-lise LTV, kui Crowdestate'i investorid rahastavad kogu summa.Laenu intressimäär on 14% aastas. Intressimakseid tehakse kord kvartalis.Laenuperioodiks on 9 kuud. Projektiomanikul on ühepoolne õigus laenuperioodi ühel korral pikendada 3 kuu võrra, makstes pikendatud perioodi vältel 2% võrra kõrgemat intressi.Laenu tagasimaksmise allikaks on kinnistu müük, tagatisvara müük, refinantseerimine või Projektiomaniku muud tegevustulud.Kõigi Portugalis asuvate projektide kinnipeetav maksumäär on 10% kõikidele investoritele.<a href="https://vimeo.com/686308060">Almah_Miramar_Video</a>

Portugal

Euro

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Av Fernão Magalhães, Miramar (XIV)

Finanzierungsziel:	€ 110000
Erwartete Rendite:	14 % pro Jahr
Anlagedauer:	33 monate
Risikokategorie:	B Modell zur Risikobewertung
LTV:	Geringes Risiko %
Capital stack:	Gesichertes Darlehen

Av Fernão Magalhães, Miramar (XIV)

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