With this investment opportunity, Sponsor Shakingrivers – Unipessoal, Lda aims to raise 470 000 Euros in ~4 tranches to finance the renovation and expansion works of a mixed-use building (commerce and residential) with a 636m2 net saleable area. The project is located at the address Largo Dr. Carlos França 2 e 4, Colares, Sintra, Portugal. Sintra is one of the suburbs of Lisbon.The maximal goal of this first tranche is 310 000 Euros, with 190 000 Euros for refinancing, and the rest of the funding round will be used for renovation. If necessary, later, there will be another 3 rounds of funding for the remaining 160 000 Euros to complete the renovation works.The loan will be secured by a 1st rank mortgage on another property, an individual house located at bucolic Estrada da Pena nº6, 6A e 8 and Rua Maria Eugénia Reis Ferreira Navarro nº4, Sintra, Portugal. As per the attached appraisal, this collateral property has a market value of 2 151 000 Euros. Therefore, the maximum LTV for the 1st tranche is 15%.The interest rate of the loan is 11% per annum, paid quarterly.The loan period is 12 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period. The loan will be repaid from refinancing, the Sponsor's operating revenues, sale of the collateral, or the sale of the property.

Real estate investment opportunity in Portugal for property redevelopment offering 11% annual interest rate.

Investment opportunity | 1st rank mortgage loan with very low LTV in Colares, Sintra, Portugal

Käesoleva investeerimisvõimaluse Sponsor - Shakingrivers – Unipessoal, Lda - soovib kaasata EUR 470,000 eesmärgiga rahastada segakasutusega (äri- ja elukondlik kasutus) hoone rekonstrueerimisega seotud kulusid. Projekti aadress on Largo Dr. Carlos França 2 e 4, Colares, Sintra, Portugal. Sintra on üks Lissaboni eeslinnadest. Projekti mahuks on 636 m2 müüdavat pinda.Käesoleva, esimese rahastusvooru eesmärgiks on EUR 310,000 ja miinimumeesmärgiks EUR 190,000, mida kasutatakse olemasoleva pangalaenu tagastamiseks ning renoveerimise rahastamiseks. Vajadusel korraldatakse edasised rahastusvoorud vastavalt renoveerimistöödele.Laen on tagatud 1. järjekoha hüpoteegiga kinnistule aadressiga Estrada da Pena 6, 6A ja 8 ning Rua Maria Eugénia Reis Ferreira Navarro 4, Sintra, Portugal. Vastavalt lisatud hindamisaktile on tagatisvara väärtuseks EUR 2,151,000, moodustades käesoleva rahastusvooru LTV-ks 15%.Fikseeritud intressimääraks on 11% aasta baasil, intressimakseid tehakse kvartaalselt.Laenuperioodiks on 12 kuud. Sponsoril on ühepoolne õigus laeulepingut pikendada ühel korral kuni 6 kuu pikkuseks perioodiks. Pikendusperioodi vältel kohustub Sponsor maksma 2% võrra kõrgemat intressi.Laenu tagastamise allikaks on refinantseerimine, rahavood Sponsori teistest projektidest, tagatisvara müük või arendatava projekti müük peale projekti lõpetamist.

Kinnisvarainvesteeringu võimalus Portugalis kinnisvara ümberehitamiseks, pakkudes 11% aastaintressi.

Finanzierungsziel:	€ 310000
Erwartete Rendite:	11 % pro Jahr
Anlagedauer:	6 monate
Risikokategorie:	B Modell zur Risikobewertung
LTV:	Geringes Risiko %
Capital stack:	Gesichertes Darlehen

Largo Dr. Carlos França 2, Colares (I)

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