The Sponsor offers an investment opportunity and grants a 160 000 Euros loan secured by a 1st rank mortgage on Travessa Figueira de Mato Real Estate land.The Sponsor aims to raise a total of 1 600 000 Euros. The purpose of the loan is to provide capital for constructing 14 townhouses in Serzedo, Vila Nova de Gaia, Portugal. All units were sold in the pre-sales stage.To secure the 160 000 Euros loan, the Sponsor is offering the first-rank mortgage over this entire Real Estate project.According to the attached appraisal, the estimated market value of this collateral is 406 000 Euros. Therefore, because 551 800 Euros were already collected from down payments, and the 1st rank mortgage of 1 600 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 63%.The interest rate of this tranche is 12% per annum.The loan period is 18 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal payment will be made at the end of the loan period.The first 12 months' interest will be paid at the end of the first 12 months. The remaining 6 months' interests, and, in case of using the contract extension period, the interest relating to this period and the extension period will be paid at the end of the 6 months extension.The loan will be repaid from the sale of the townhouses or the collateral property, refinancing, or the Sponsor's operating revenues.The first rank mortgage over the Travessa Figueira de Mato, Serzedo property will be established under the Crowdestate name.

Real estate investment opportunity in Portugal for property development offering 12% annual interest rate.

Investment opportunity | Travessa Figueira de Mato, Serzedo, Vila Novad e Gaia, Portugal

The Sponsor offers an investment opportunity and grants a 160 000 Euros loan secured by a 1st rank mortgage on Travessa Figueira de Mato Real Estate land. The Sponsor aims to raise a total of 1 600 000 Euros. The purpose of the loan is to provide capital for constructing 14 townhouses in Serzedo, Vila Nova de Gaia, Portugal. All units were sold in the pre-sales stage.To secure the 160 000 Euros loan, the Sponsor is offering the first-rank mortgage over this entire Real Estate project.According to the attached appraisal, the estimated market value of this collateral is 406 000 Euros. Therefore, because 551 800 Euros were already collected from down payments, and the 1st rank mortgage of 1 600 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 63%.The interest rate of this tranche is 12% per annum.The loan period is 18 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal payment will be made at the end of the loan period.The first 12 months' interest will be paid at the end of the first 12 months. The remaining 6 months' interests, and, in case of using the contract extension period, the interest relating to this period and the extension period will be paid at the end of the 6 months extension.The loan will be repaid from the sale of the townhouses or the collateral property, refinancing, or the Sponsor's operating revenues.The first rank mortgage over the Travessa Figueira de Mato, Serzedo property will be established under the Crowdestate name.

Investment opportunity | Travessa Figueira de Mato, Serzedo, Vila Nova de Gaia, Portugal

The Sponsor offers an investment opportunity and grants a 160 000 Euros loan secured by a 1st rank mortgage on Travessa Figueira de Mato Real Estate land.The Sponsor aims to raise a total of 1 600 000 Euros. The purpose of the loan is to provide capital for constructing 14 townhouses in Serzedo, Vila Nova de Gaia, Portugal. All units were sold in the pre-sales stage.To secure the 160 000 Euros loan, the Sponsor is offering the first-rank mortgage over this entire Real Estate project.According to the attached appraisal, the estimated market value of this collateral is 406 000 Euros. Therefore, because 551 800 Euros were already collected from down payments, and the 1st rank mortgage of 1 600 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 63%.The interest rate of this tranche is 12% per annum.The loan period is 18 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal payment will be made at the end of the loan period.The first 12 months' interest will be paid at the end of the first 12 months. The remaining 6 months' interests, and, in case of using the contract extension period, the interest relating to this period and the extension period will be paid at the end of the 6 months extension.The loan will be repaid from the sale of the townhouses or the collateral property, refinancing, or the Sponsor's operating revenues.The first rank mortgage over the Travessa Figueira de Mato, Serzedo property will be established under the Crowdestate name.

Käesolevaks investeerimisprojektiks on võimalus investeerida hüpoteegiga tagatud arenduslaenu summas EUR 160,000.Projekti Sponsor soovib kaasata kokku EUR 1,600,000. Käesoleva, kolmanda rahastusvooru eesmärk on kaasata kapitali, et ehitada 14 ridaelamut Serzedos, Vila Nova de Gaias, Portugalis.Kõik ridaelamud on juba müüdud. Laenu tagatiseks pakub projekti Sponsor 1. järgu hüpoteeki sellele samale kinnistule, mille väärtuseks on hetkel EUR 406,000. Seega, kui arvestada, et EUR 551,800 on kogutud korterite ettemaksuga ning kui selle rahastusvooruga saadakse kokku täissumma, siis moodustub LTV 63%.Fikseeritud intressimääraks on 12% aasta baasil.Laenuperioodiks on 18 kuud. Sponsoril on ühepoolne õigus laenuperioodi ühel korral pikendada 6 kuu pikkuseks perioodiks, makstes pikendusperioodi vältel 2% võrra kõrgemat intressi.Laenu põhisumma makstakse tagasi laenuperioodi lõpus. Esimese 12 kuu intressimaksed tehakse 12. kuu lõpus. Viimase 6 kuu intressimaksed ning juhul, kui Sponsor kasutab veel 6 kuu pikendusperioodi, siis tasutakse need intressimaksed peale pikendusperioodi lõppu.Laenu tagastamise allikaks on korterite müügist saadud tulu, tagatisvara müük, refinantseerimine või sponsori muudest tegevustuludest.

Kinnisvarainvesteeringu võimalus Portugalis kinnisvara arendamiseks, pakkudes 12% aastaintressi.

Investeerimisvõimalus | Travessa Figueira de Mato, Serzedo, Vila Novad ja Gaia, Portugal

The Sponsor offers an investment opportunity and grants a 160 000 Euros loan secured by a 1st rank mortgage on Travessa Figueira de Mato Real Estate land. The Sponsor aims to raise a total of 1 600 000 Euros. The purpose of the loan is to provide capital for constructing 14 townhouses in Serzedo, Vila Nova de Gaia, Portugal.All units were sold in the pre-sales stage.To secure the 160 000 Euros loan, the Sponsor is offering the first-rank mortgage over this entire Real Estate project.According to the attached appraisal, the estimated market value of this collateral is 406 000 Euros. Therefore, because 551 800 Euros were already collected from down payments, and the 1st rank mortgage of 1 600 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 63%.The interest rate of this tranche is 12% per annum.The loan period is 18 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal payment will be made at the end of the loan period.The first 12 months' interest will be paid at the end of the first 12 months. The remaining 6 months' interests, and, in case of using the contract extension period, the interest relating to this period and the extension period will be paid at the end of the 6 months extension.The loan will be repaid from the sale of the townhouses or the collateral property, refinancing, or the Sponsor's operating revenues.The first rank mortgage over the Travessa Figueira de Mato, Serzedo property will be established under the Crowdestate name.

The Sponsor offers an investment opportunity and grants a 160 000 Euros loan secured by a 1st rank mortgage on Travessa Figueira de Mato Real Estate land.The Sponsor aims to raise a total of 1 600 000 Euros. The purpose of the loan is to provide capital for constructing 14 townhouses in Serzedo, Vila Nova de Gaia, Portugal. All units were sold in the pre-sales stage.To secure the 160 000 Euros loan, the Sponsor is offering the first-rank mortgage over this entire Real Estate project.According to the attached appraisal, the estimated market value of this collateral is 406 000 Euros. Therefore, because 551 800 Euros were already collected from down payments, and the 1st rank mortgage of 1 600 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 63%.The interest rate of this tranche is 12% per annum.The loan period is 18 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal payment will be made at the end of the loan period.The first 12 months' interest will be paid at the end of the first 12 months. The remaining 6 months' interests, and, in case of using the contract extension period, the interest relating to this period and the extension period will be paid at the end of the 6 months extension.The loan will be repaid from the sale of the townhouses or the collateral property, refinancing, or the Sponsor's operating revenues.The first rank mortgage over the Travessa Figueira de Mato, Serzedo property will be established under the Crowdestate name.

The Sponsor offers an investment opportunity and grants a 160 000 Euros loan secured by a 1st rank mortgage on Travessa Figueira de Mato Real Estate land.The Sponsor aims to raise a total of 1 600 000 Euros. The purpose of the loan is to provide capital for constructing 14 townhouses in Serzedo, Vila Nova de Gaia, Portugal. All units were sold in the pre-sales stage.To secure the 160 000 Euros loan, the Sponsor is offering the first-rank mortgage over this entire Real Estate project.According to the attached appraisal, the estimated market value of this collateral is 406 000 Euros. Therefore, because 551 800 Euros were already collected from down payments, and the 1st rank mortgage of 1 600 000 Euros, if Crowdestate investors fund the total amount, we reach an LTV of 63%.The interest rate of this tranche is 12% per annum.The loan period is 18 months, with a Sponsor's option to extend the loan period by 6 months with the obligation to increase the interest rate by 2% for the extended period.The principal payment will be made at the end of the loan period.The first 12 months' interest will be paid at the end of the first 12 months. The remaining 6 months' interests, and, in case of using the contract extension period, the interest relating to this period and the extension period will be paid at the end of the 6 months extension.The loan will be repaid from the sale of the townhouses or the collateral property, refinancing, or the Sponsor's operating revenues.The first rank mortgage over the Travessa Figueira de Mato, Serzedo property will be established under the Crowdestate name.

Finanzierungsziel:	€ 160000
Erwartete Rendite:	12 % pro Jahr
Anlagedauer:	18 monate
Risikokategorie:	B Modell zur Risikobewertung
LTV:	Geringes Risiko %
Capital stack:	Gesichertes Darlehen

Travessa Figueira de Mato, Serzedo (III)

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