With this project, the Sponsor aims to raise 475 000 Euros to fund the renovation works of an office building in Avenida Duque de Loulé nº12, in Lisbon. This total amount will be divided into several tranches, being this first one of 75 000 Euros.The first-rank mortgage on a different property will be provided by another company of SPV principal shareholders who will secure this loan.The collateral property is a plot of land with construction capacity approved for an individual house, located in Rua do Sol Nascente nº15, in Turcifal, Torres Vedras, inside the Campo Real Resort in Portugal.The estimated market value of the collateral is 118 000 Euros as is. According to the attached expert assessment, the project's short-term liabilities ratio to the collateral (LTV) value is 64%.The loan's interest rate is 11% per annum.The principal and interests will be paid at the end of the loan period.The loan period is 12 months, with a Sponsor's option to extend the loan period by 3 months with the obligation to increase the interest rate by 2% for the extended period.

Real estate investing opportunity in Portugal for property development offering 11% annual interest rate.

Investing in real estate opportunity | Avenida Duque de Loulé 12, Lisboa, Portugal

Käesoleva investeerimisprojekti Sponsor soovib kaasata kokku EUR 475,000, et rahastada kontorihoone rekonstrueerimist. Kontorihoone asub aadressil Avenida Duque de Ávila nº12, Lissabon, Portugal.Rahastus korraldatakse mitme vooru kaudu. Käesoleva, esimese rahastusvooru summaks on EUR 75,000.Laen on tagatud 1. järjekoha hüpoteegiga kinnisvarale, kuid mitte laenu objektile. Tagatisvaraks on kinnistu, millel on eramu ehitusõigus ning mis asub aadressil Rua do Sol Nascente nº15, Turcifal, Torres Vedras, Campo Real Resort, Portugal. Tegemist on kinnistuga, mis asub suletud puhkekülas. Tagatisvara hetkeväärtuseks on EUR 118,000. Vastavalt sellele on laenusumma ja tagatisvara väärtuse suhteks (LTV) 64%.Fikseeritud intressimääraks on 11% aasta baasil.Regulaarseid intressimakseid ei tehta. Laenuperioodiks on 12 kuud, kusjuures Sponsoril on ühepoolne õigus laenulepingut pikendada ühe korra kuni 3 kuu pikkuseks perioodiks, makstes pikendusperioodi vältel 2% võrra kõrgemat intressi.Laenu tagasimaksmise allikaks on renoveeritava kontorihoone refinantseerimine panga kaudu, kontorihoone rendist genereeritav rahavoog, Sponsori muud äritulud või tagatisvara müük.

Rahastuseesmärk:	€ 75000
Oodatav tootlus:	11 % aastas
Investeerimisperiood:	16 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Avenida Duque de Loulé 12, Lisboa (I)

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