The Sponsor is building one-family houses at Hirve str. 3, 8 and Marali str 9, Vääna municipality, Harku parish, Harju country. The project is located 30 min away by car from the Tallinn city centre. Sponsor asks for financing the project construction costs in total amount of EUR 266,000 and refinancing of existing liabilities in amount of EUR 60,000. The project financing is organized in several funding rounds. The amount of the first round is EUR 160,000.  Loan will be used to finance the construction of Hirve str 3, 8 and Marali str. 9 one family houses and refinancing of existing liabilities in amount of EUR 60,000. The loan is secured by a first-rank mortgage on Hirve str. 3, 8 and Marali str. 9, Vääna municipality, Harku parish immovables with a net market value of  EUR 266,666. The current LTV of the project is 60%. The maximum planned LTV during the project is 70%.All three houses at Hirve str 3, 8 and Marali str. 9 have been pre-sold with notarised agreements. All houses are architecturally identical and have a living area of ​​99 m2. Construction is in progress: Hirve str. 3 one-family house is 26% completed, Hirve str. 8 one-family house is 54% completed and Marali str.9 one-family house is 26% completed.Loan period is 8 months and interest rate is 9% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the apartments are sold.The sales price of all three houses  is EUR 689,000.

Real estate investment opportunity in Estonia for property development offering 9% annual interest rate

Real estate investment | Väänamõisa

The Sponsor is building one-family houses at Hirve str. 3, 8 and Marali str 9, Vääna municipality, Harku parish, Harju country. The project is located 30 min away by car from the Tallinn city centre. Sponsor asks for financing the project construction costs in total amount of EUR 266,000 and refinancing of existing liabilities in amount of EUR 60,000. The project financing is organized in several funding rounds. The amount of the first round is EUR 160,000.  Loan will be used to finance the construction of Hirve str 3, 8 and Marali str. 9 one family houses and refinancing of existing liabilities in amount of EUR 60,000. The loan is secured by a first-rank mortgage on Hirve str. 3, 8 and Marali str. 9, Vääna municipality, Harku parish immovables with a net market value of  EUR 266,666. The current LTV of the project is 60%. The maximum planned LTV during the project is 70%.All three houses at Hirve str 3, 8 and Marali str. 9 have been pre-sold with notarised agreements. All houses are architecturally identical and have a living area of ​​99 m2. Construction is in progress: Hirve str. 3 one-family house is 26% completed, Hirve str. 8 one-family house is 54% completed and Marali str.9 one-family house is 26% completed.Loan period is 8 months and interest rate is 9% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the apartments are sold.The sales price of all three houses  is EUR 689,000.

Sponsor ehitab Vääna külas kolm ühepereelamut aadressil Hirve tee 3, 8 ja Marali tee 9, Vääna küla, Harku vald. Projekt asub Tallinna kesklinnast 30 minutilise autosõidu kaugusel.Sponsor soovib investoritelt kaasata hüpoteegiga tagatud laenu kogu summas 326 000 eurot. Laenuga finantseeritakse kolme ühepereelamute aadressil Hirve tee 3, 8 ja Marali tee 9 ehitust ja refinantseeritake olemasolevad kohustused summas 60 000 eurot. Projekti rahastamine on korraldatud mitmes rahastamisvoorus. Esimese vooru summa on 160 000 eurot. Laenu tagatiseks seatakse 1. järjekoha ühishüpoteek Hirve tee 3, 8 ja Marali tee 9 kinnistutele hinnatud turuväärtuses 266 666 eurot. Projekti kehtiv LTV on 60%. Maksimaalne LTV projekti kehtivuse aja jooksul on 70%. Kõik kolm Hirve tee 3, 8 ja Marali tee 9 ühepereelamut on juba võlaõiguslepingutega müüdud. Kõik hooned on identse planeeringuga ja iga maja elamispind on 99 m2. Ühepereelamute ehitus on alanud: Hirve tee 3 valmidusaste on 26%, Hirve tee 9 valmidusaste on 54% ja Marali tee 9 valmidusaste on 26%.Laenuperiood on 8 kuud (kuni 30.06.2022) ja intress 9% aasta baasil. Intress makstakse ühekordse maksena laenuperioodi lõpus või valmis paariselamu korterite müügist. Kõike kolme ühepereelamute müügihind kokku on 689 000 eurot.

Ühepereelamute ehituse finantseerimine, Harku vallas, laenuintress 9% aasta baasil

Rahastuseesmärk:	€ 160000
Oodatav tootlus:	9 % aastas
Investeerimisperiood:	1 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Hirve tee 3, 8 / Marali tee 9, Vääna (I)

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