Crowdestate investors have financed in previous three rounds (EUR 250,000) the construction of Kesalille St. 7, 9 and 11 dwelling houses in <a href="https://www.xn--veskimldre-jcb.ee/" target="" style="background-color: rgb(255, 255, 255);color: rgb(73, 131, 195);">Veskimöldre 2</a> residential area close to Tallinn city border.  With the current fourth campaign, the Sponsor intends to raise EUR 50,000. The Sponsor builds three single-family houses at the same time, each with an effective living area of approx. 140 m2. <div style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"></div>The Sponsor has entered into a notarized contract under the law of obligations for the sale of one house and reservation agreements have been concluded for two houses! On the outside all three houses have been built and interior work is underway  (see pictures as at December 7th, 2020). Total construction cost to be financed by Crowdestate investors' would be EUR 300,000 which is VAT excluded construction cost of the three houses (i.e. EUR 700 per m2 of living area).  <div style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"></div>Investors' loans are secured by a first-rank mortgage on three properties. Interest rate of a loan with monthly payments is 9.5% (IRR 10%) and investment period is up to 9 months. During construction, estimated loan-to-value (LTV) ratio is up to 57% and LTV will be 34% when house completed.<div style="color: rgb(70, 77, 86);background-color: rgb(255, 255, 255);"><div>The loan will be repaid from the sale of Kesalille St. 7, 9 and 11 houses. The construction is planned to be completed by December 20, 2020. The sales price of one house is EUR 300,000. Crowdestate's investors have financed several Sponsor's developments (Veskioja St. 1 and Metsapargi St. 4 terraced-houses and Viirpuu St. semi-detached house), which have been successful and the loans have been repaid earlier than expected. Sponsor has outstanding loan (EUR 150,000) to fund private house construction in Laagri small town at Tervise St. 11 and loan (EUR 230,000) secured by Metsapargi St. 4 terraced-house apartments for the release of equity for the sales period of aforementioned apartments.</div></div>

Invest in a real estate development in Estonia and earn 9.5% p.a., private house development, investment period 9 months

Private house in Laagri

Crowdestate investors have financed in previous three rounds (EUR 250,000) the construction of Kesalille St. 7, 9 and 11 dwelling houses in <a href="https://www.xn--veskimldre-jcb.ee/" target="" style="background-color: rgb(255, 255, 255);color: rgb(73, 131, 195);">Veskimöldre 2</a> residential area close to Tallinn city border.  With the current fourth campaign, the Sponsor intends to raise EUR 50,000. The Sponsor builds three single-family houses at the same time, each with an effective living area of approx. 140 m2. <div></div>The Sponsor has entered into a notarized contract under the law of obligations for the sale of one house and reservation agreements have been concluded for two houses! On the outside all three houses have been built and interior work is underway  (see pictures as at December 7th, 2020). Total construction cost to be financed by Crowdestate investors' would be EUR 300,000 which is VAT excluded construction cost of the three houses (i.e. EUR 700 per m2 of living area).  <div></div>Investors' loans are secured by a first-rank mortgage on three properties. Interest rate of a loan with monthly payments is 9.5% (IRR 10%) and investment period is up to 9 months. During construction, estimated loan-to-value (LTV) ratio is up to 57% and LTV will be 34% when house completed.<div><div>The loan will be repaid from the sale of Kesalille St. 7, 9 and 11 houses. The construction is planned to be completed by December 20, 2020. The sales price of one house is EUR 300,000. Crowdestate's investors have financed several Sponsor's developments (Veskioja St. 1 and Metsapargi St. 4 terraced-houses and Viirpuu St. semi-detached house), which have been successful and the loans have been repaid earlier than expected. Sponsor has outstanding loan (EUR 150,000) to fund private house construction in Laagri small town at Tervise St. 11 and loan (EUR 230,000) secured by Metsapargi St. 4 terraced-house apartments for the release of equity for the sales period of aforementioned apartments. </div></div>

Crowdestate investorid on rahastanud <a href="https://www.xn--veskimldre-jcb.ee/" target="" style="background-color: rgb(255, 255, 255);color: rgb(73, 131, 195);">Veskimöldre 2</a> piirkonnas Kesalille tn 7, 9 ja 11 elamute ehitust varasema kolme vooruga summas 250 000 eurot. Praeguse neljanda ja viimase kampaaniaga soovib Sponsor kaasata 50 000 eurot. Sponsor ehitab korraga kolme ühepereelamut igaüks u. 140 m2 kasuliku pinnaga. Sponsor on sõlminud ühe maja müügiks võlaõigusliku lepingu ja kahe maja kohta on sõlmitud broneerimislepingud!Kõigi kolme maja karbid on püsti ja toimuvad siseviimistlustööd (vt. lisatud pilte seisuga 07.12.2020). Crowdestate’i investorid rahastaksid ehitust kokku summas 300 000 eurot, mis on kolme hoone käibemaksuta ehitusmaksumus (e. 700 eurot köetava pinna m2 kohta). Ehituse käigus on laenu ja tagatisvara (ehitus)väärtuse suhe (LTV) kuni 57% ja valmiskujul hoone (hinnatud) väärtuse suhtes moodustaks Crowdestate investorite laen 34%.Investorite laenud on tagatud 1. järjekoha hüpoteegiga kolmele kinnistule. Igakuiste intressimaksetega laenu intressimäär on 9,5% (IRR 10%) ja laenu kestus 9 kuud. Laen makstakse tagasi Kesalille tn 7, 9 ja 11 majade müügist. Ehitus on planeeritud lõpetada 20.detsembriks 2020. Ühe maja müügihind on 300 000 eurot. Crowdestate’i investorid on finantseerinud mitmeid Sponsori arendusi (Veskioja tn 1 ridamaja, Metsapargi tn 4 ridamaja ja Viirpuu tn 12 paarismaja), mis on olnud edukad ja laenud on tagasi makstud ennetähtaegselt. Praegusel hetkel on Sponsorile väljastatud laen Laagris Tervise tn 11 asuva eramaja ehituseks summas 150 000 eurot ja laen müügiperioodi vahendite vabastamiseks Veskimöldre 2 piirkonnas Metsapargi tn 4 ridamaja korterite tagatisel summas 230 000 eurot.

Eramu ehitus Eestis, investeering eramajade arendusse Veskimöldres, 9 kuud, intress 9,5% aasta baasil

Elamu Laagri alevikus

Il nostro nuovo progetto offre agli investitori l'opportunità di finanziare la costruzione di tre abitazioni nella zona residenziale di <a href="https://www.veskimöldre.ee/" target="">Veskimöldre 2</a>, vicino al confine con la città di Tallinn. Lo Sponsor ha acquistato tre terreni a Kesalille St. 7, 9 e 11 con il proprio capitale di rischio e prevede di costruire e vendere case unifamiliari con una superficie abitabile effettiva di circa 140 m2 ciascuna.Lo Sponsor ha stipulato un preliminare di vendita registrato dal notaio per una unità abitativa e due proposte di acquisto accettate per altri 2 appartamenti. All'esterno tutte e tre le case sono state completate, mentre i lavori all'interno sono in fase di realizzazione (vedi le foto del 7 dicembre 2020). Il prestito che sarà finanziato dagli investitori di Crowdestate è pari a 300.000 euro e servirà a coprire i costi di costruzione delle tre case al netto dell'IVA (cioè 700 euro per m2 di superficie abitabile). L'importo richiesto per questa quarta tranche è pari a 50.000 euro. Nelle tranche precedenti gli investitori hanno partecipato al finanziamento di 250,00 euro.Il prestito degli investitori è garantito da un'ipoteca di primo grado su tre immobili. Il rendimento annuo previsto è pari al 9,5% (IRR 10%) - con un pagamento degli interessi a cadenza mensile - mentre la durata dell'investimento è fino a 9 mesi. Durante la costruzione, il rapporto tra il prestito/valore stimato (LTV) è del 57% e scenderà al LTV 34% al completamento della casa.Il prestito sarà rimborsato dalla vendita delle case di Kesalille St. 7, 9 e 11. Il completamento dei lavori di costruzione è previsto entro dicembre 2020. Il prezzo di vendita medio delle abitazioni è di 300.000 euro per unità abitativa.Gli investitori di Crowdestate hanno finanziato diversi lavori dello stesso Sponsor tra cui la villetta a schiera presso Veskioja St., il complesso residenziale di Metsapargi St. e il villino bifamiliare a Viirpuu St. Tutte queste operazioni immobiliari si sono concluse con successo e i prestiti sono stati rimborsati prima del previsto. Attualmente lo Sponsor ha altre due collaborazioni con Crowdestate: una, pari a 150.000 euro, per finanziare la costruzione di una casa privata nella cittadina di Laagri in via Tervise 11 e un’altra, pari a 230.000 euro, per una nuova tranche del progetto di Metsapargi 4.

Rahastuseesmärk:	€ 50000
Oodatav tootlus:	10 % aastas
Investeerimisperiood:	1 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Kesalille tn 7, 9, 11, Alliku (IV)

Lõppenud ühisrahastuspakkumine