Our new project offers an opportunity to finance the purchase and construction of Raiheina St. 35 single family house development. The property is located in on the border of Viimsi municipality and the city of Maardu, approx. 14 km (20 - 25 minutes drive by car) from Tallinn. There are mostly private houses in the direct neighborhood.  Investors will be offered an opportunity to finance the purchase of the property and further construction in total amount of 260,000 euros. In the current fifth round the Sponsor is looking for 10,000 euros to finance the construction of Raiheina St. 35 property. Construction is underway - the house box has been erected, fascade has been insulated and plastered, doors and windows have been installed. Geothermal boiler, underfloor heating piping has been installed, floors and staircase have been casted. Internal gypsum works are underway. The construction deadline is July / August 2022. The fixed interest rate is 11% p.a. There are no periodical interest payments. The investment period is 31.12.2022 (up to 6 months). The Sponsor has the right to extend the loan period for 3 month with the interest rate of 13.5% per annum for the extension period. Residential area of thee house is 174.7 m2. According to the appraisal report, the market value of the completed house is 426,000 euros and the value (at about 60% readiness) was 278,000 euros. The ratio of the loan principal to the market value of the collateral (LTV) is up to 69% at the end of construction. The loan is secured by a first-rank mortgage on Raiheina St. 35 property.Loan will be repaid from the sales revenue of Raiheina St. 35 private house.

Real estate investment opportunity in Estonia for property development offering 11% annual interest rate.

Investment opportunity | Raiheina St. 35

Our new project offers an opportunity to finance the purchase and construction of Raiheina St. 35 single family house development. The property is located in on the border of Viimsi municipality and the city of Maardu, approx. 14 km (20 - 25 minutes drive by car) from Tallinn. There are mostly private houses in the direct neighborhood.  Investors will be offered an opportunity to finance the purchase of the property and further construction in total amount of 260,000 euros. In the current fifth round the Sponsor is looking for 10,000 euros to finance the construction of Raiheina St. 35 property. Construction is underway - the house box has been erected, fascade has been insulated and plastered, doors and windows have been installed. Geothermal boiler, underfloor heating piping has been installed, floors and staircase have been casted. Internal gypsum works are underway. The construction deadline is July / August 2022. The fixed interest rate is 11% p.a. There are no periodical interest payments. The investment period is 31.12.2022 (up to 6 months). The Sponsor has the right to extend the loan period for 3 month with the interest rate of 13.5% per annum for the extension period. Residential area of thee house is 174.7 m2. According to the appraisal report, the market value of the completed house is 426,000 euros and the value (at about 60% readiness) was 278,000 euros. The ratio of the loan principal to the market value of the collateral (LTV) is up to 69% at the end of construction. The loan is secured by a first-rank mortgage on Raiheina St. 35 property.Loan will be repaid from the sales revenue of Raiheina St. 35 private house.

Meie uus projekt pakub võimalust finantseerida ühepereelamu ostu ja ehitust asukohaga Raiheina tee 35, Maardu linn. Kinnistu asub Tallinna kesklinnast u. 14 km (20 - 25 minutilise autosõidu) kaugusel, Viimsi valla ja Maardu linna piiril. Ümbruskonnas asuvad valdavalt ühepereelamud. Investoritele pakutakse mitme rahastamisvooruga võimalust rahastada ühepereelamu ostu ja ehitust kogusummas 260 000 eurot. Käesoleva viienda rahastamisvooruga finantseeritakse ehitust mahus 10 000 eurot. Lõpuniehituse kogumaksumus on 100 000 eurot. Ehitus käib - majakarp on püsti, fassaad soojustatud ja krohvitud ning avatäited paigaldatud. Paigaldatud on maakütte katel, põrandakütte torustik, valatud trepp ja põrandad. Sees käivad kipsitööd. Ehituse tähtaeg on 2022 aasta juuli/august.Fikseeritud intressimäär on 11% aastas. Intress makstakse ühekordse maksena perioodi lõpus või valmisehitatud maja müümisel. Investeerimisperiood on kuni 31.12.2022 (u. 6 kuud). Sponsoril on õigus perioodi pikendada üks kord 3 kuu võrra. Pikendusperioodi intress 12,5% aastas.  Ühepereelamu suurus on 174,7 m2. Hindamisakti kohaselt on valmiskujul on maja turuväärtus 426 000 eurot ja hindamisakti järgne väärtus (u. 60%-lise ehitusvalmiduse juures) 278 000 eurot. Investorite laenu põhiosa suhe tagatisvara turuväärtusesse (LTV) on viienda laenuosa väljastamisel 64%. LTV on ehituse lõpus kuni 69%.Laen on tagatud esimese järjekoha hüpoteegiga Raiheina tee 35 kinnistule.Laen tagastatakse valmisehitatud eramu müügitulust.

Rahastuseesmärk:	€ 10000
Oodatav tootlus:	11 % aastas
Investeerimisperiood:	5 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Raiheina tee 35, Maardu (V)

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