The Sponsor is building semi-detached house at Rattasepa str. 33, Soinaste municipality, Kambja parish, Tartu country. The project is located 11 min away by car from the Tartu city centre. Tartu is the second largest city of Estonia. Tartu is often considered the intellectual centre of the country.  Sponsor asks for financing the project construction costs in total amount of EUR 209,000. The project financing is organized in several funding rounds. The amount of the fourth round is EUR 30,000. Previously Crowdestate investors have financed the project in amount of EUR 109,000. Loan will be used to finance the construction of Rattasepa str. 33 semi-detached house The loan is secured by a first-rank mortgage on Rattasepa str. 33, Soinaste municipality, Kambja parish immovable with a market value of  EUR 223,000 w/o tax (according evaluation report and completed construction costs) The current LTV of the project is 62,3%. The maximum planned LTV during the project is 75%.All two apartments of semi-detached house at Rattasepa str. 33 has been pre-sold with notarised agreements. All apartments are architecturally identical and have a living area of ​​108.8 m2. Loan period is ca 5 months (up to 30.06.2022) and interest rate is 8.5% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the apartments are sold.The planned sales price of the project is EUR 321,500.

Real estate investment opportunity in Estonia for property development offering 8.5% annual interest rate

Real estate investment | Rattasepa 33

The Sponsor is building semi-detached house at Rattasepa str. 33, Soinaste municipality, Kambja parish, Tartu country. The project is located 11 min away by car from the Tartu city centre. Tartu is the second largest city of Estonia. Tartu is often considered the intellectual centre of the country.  Sponsor asks for financing the project construction costs in total amount of EUR 209,000. The project financing is organized in several funding rounds. The amount of the fourth round is EUR 30,000. Previously Crowdestate investors have financed the project in amount of EUR 109,000. Loan will be used to finance the construction of Rattasepa str. 33 semi-detached house The loan is secured by a first-rank mortgage on Rattasepa str. 33, Soinaste municipality, Kambja parish immovable with a market value of  EUR 223,000 w/o tax (according evaluation report and completed construction costs) The current LTV of the project is 62,3%. The maximum planned LTV during the project is 75%.All two apartments of semi-detached house at Rattasepa str. 33 has been pre-sold with notarised agreements. All apartments are architecturally identical and have a living area of ​​108.8 m2. Loan period is ca 5 months (up to 30.06.2022) and interest rate is 8.5% on an annual basis. Interest is paid as a lump sum at the end of the loan period or when the apartments are sold.The planned sales price of the project is EUR 321,500.

Sponsor ehitab Soinaste külas paariselamu aadressil Rattasepa tee 33. Projekt asub Tartu kesklinnast 11 minutilise autosõidu kaugusel.Sponsor soovib investoritelt kaasata hüpoteegiga tagatud laenu kogu summas 209 000 eurot. Laenuga finantseeritakse Rattasepa tee 33 paarismaja ehitust. Projekti rahastamine on korraldatud mitmes rahastamisvoorus. Neljanda rahastusvooru summa on 30 000 eurot. Laenu tagatiseks seatakse 1. järjekoha hüpoteek Rattasepa tee 33 kinnistutele hinnatud turuväärtuses 223 000 eurot. Projekti kehtiv LTV on 62,3%. Maksimaalne LTV projekti kehtivuse aja jooksul on 75%. Rattaseppa tee 33 kaks paariselamu korterit on juba võlaõiguslepingutega müüdud. Mõlemad korterid on identse planeeringuga ja iga korteri elamispind on 108,8 m2. Laenuperiood on 5 kuud (kuni 30.06.2022) ja intress 8,5% aasta baasil. Intress makstakse ühekordse maksena laenuperioodi lõpus või valmis paariselamu korterite müügist. Paarismaja planeeritud käibemaksuta müügihind kokku on 321 500 eurot.

Paariselamu ehituse finantseerimine, Tartu lähedal, Kambja vallas, Soinaste külas, laenuintress 8.5% aasta baasil

Rahastuseesmärk:	€ 30000
Oodatav tootlus:	8.5 % aastas
Investeerimisperiood:	4 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Rattasepa tee 33, Soinaste (IV)

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