The goal for this opportunity is to finance the finalisation of the construction of a partially commissioned building, a residential project consisting of 8 new apartments located in Bucharest, 2A Vatra Lunga street. This UG + GF + 3F + 4R residential project will have a total built area of 570 sqm and will consist of 8 units with an usable area of ~44 sqm each.Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan (for more information regarding senior debt, please check out this blog post - <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/">https://blog.crowdestate.eu/en/2020/secured-loan-definition/</a>) in a total amount of EUR 100,000, arranged in 1 tranche. The source of reimbursement will be the sale of the apartments when finalised. The apartments are expected to be delivered between February 2022 - March 2022. The investment tenor for this opportunity is up to 12 months. The interest rate is 14% p.a. and it will be paid upon the selling of the objective, partially or in whole, together with the principal, but no later than the loan’s maturity.  The loan will be secured with a 1st rank mortgage on a private house and 13 parking lots, property of the Sponsor. The collateral has been evaluated for EUR 228,000 by Neoval Consulting, therefore the LTV is 44%.

Real estate investment opportunity in Romania for construction financing offering 14% annual interest rate.

Investment opportunity | Vatra Dornei 2A, Bucharest, Romania

The goal for this opportunity is to finance the finalisation of the construction of a partially commissioned building, a residential project consisting of 8 new apartments located in Bucharest, 2A Vatra Dornei street. This UG + GF + 3F + 4R residential project will have a total built area of 570 sqm and will consist of 8 units with an usable area of ~44 sqm each.Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan (for more information regarding senior debt, please check out this blog post - <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/">https://blog.crowdestate.eu/en/2020/secured-loan-definition/</a>) in a total amount of EUR 100,000, arranged in 1 tranche. The source of reimbursement will be the sale of the apartments when finalised. The apartments are expected to be delivered between February 2022 - March 2022. The investment tenor for this opportunity is up to 12 months.The interest rate is 14% p.a. and it will be paid upon the selling of the objective, partially or in whole, together with the principal, but no later than the loan’s maturity.  The loan will be secured with a 1st rank mortgage on a private house and 13 parking lots, property of the Sponsor. The collateral has been evaluated for EUR 228,000 by Neoval Consulting, therefore the LTV is 44%.

Käesoleva investeerimisvõimalusega soovib Sponsor kaasata 100 000 eurot laenu, et finantseerida aadressil 2A Vatra Dornei Bukarest asuva elamuprojekti ehitamise lõpuleviimist. Hoone koosneb 8st korterist, kogusuurusega 570 m2.Tagasimakse allikaks on korterite müük, mis peaks toimuma 2022.aasta veebruaris-märtsis.Investeerimisperioodi pikkuseks on 12 kuud. Intressimäär on 14% aasta baasil ja nii põhiosa- kui ka intressimakse tehakse täismaksena korterite müügi järel- hiljemalt investeerimisperioodi lõpus. Laen on tagatud esimese järgu hüpoteegiga Sponsorile kuuluvale eramajale ja 13le parkimiskohale. Neoval Consultingu poolt koostatud hindamisakti kohaselt on tagatisvara väärtuseks 228 000 eurot, ehk projekti LTV suhteks on 44%.

Scopul acestei oportunitati este finantarea constructiei unei cladiri partial finalizata, respectiv a unui proiect rezidential compus din 8 apartamente situat în București, Str. Vatra Dornei, 2A.  Acest proiect rezidential cu regim de inaltime S+P+4Retras va avea o suprafata construita totala de 570 mp si va fi compus din 8 unitati cu o suprafata utila de ~44 mp fiecare.Investitorii Crowdestate vor avea ocazia sa investeasca intr-un imprumut Senior pentru finantarea constructiei,  cu garantie ipotecara (pentru mai multe Informatii legate de împrumutul Senior, va rog sa consultați următoarea postare de pe blog - <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/">https://blog.crowdestate.eu/en/2020/secured-loan-definition/</a>) in valoare totala de EUR 100,000, structurat intr-o singura transa.Sursa de rambursare va fi vanzarea apartamentelor la finalizare.  Apartamentele se asteapta sa fie livrate în perioada Februarie 2022 - Martie 2022.Durata investitiei pentru acest proiect este de pana la 12 luni.Rata dobanzii este de 14% pe an si va fi platita la vanzarea obiectivului,  partial sau integral, odata cu rambursarea principalului, dar nu mai tarziu de maturitatea imprumutului. Imprumutul va fi garantat cu ipoteca de rangul I asupra teren plus casa privata, reprezentand construcție rezidentiala de tip P+1E, precum si asupra a 13 locuri de parcare subterane si supraterane, imobile aflate în proprietatea Sponsorului.Imobilele care vor fi aduse în garantie au fost evaluate pentru suma totala de EUR 228,000, de catre firma de evaluare Neoval Consulting, prin urmare LTV-ul pentru prima și singura transa va fi de 44%.

Rahastuseesmärk:	€ 100000
Oodatav tootlus:	14 % aastas
Investeerimisperiood:	13 kuud
Riskikategooria:	A Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Vatra Dornei 2A, Bucuresti

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