With this project, the Crowdestate investors will have the opportunity to invest in a mortgage loan in a total amount of EUR 78,000 arranged in 1 tranche.The Project Owner intends to finance his other projects and to secure the loan offers the first-rank mortgage over a 3-bedroom apartment with 2 parking spaces located in Felicity Residence, very close to Baneasa forest, Stejarii Country Club and Baneasa Shopping Mall, District 1, Bucharest Nord. The property has a total useful area of 108,94 sqm, including 11,26 useful sqm of terrace. The property's total market value is EUR 155,000 and LTV is ~50%. The loan interest rate is 13,5% p.a. and the loan period is up to 12 months. The principal and interest payments will be made at the end of the loan period.The loan will be repaid from the sales revenue of the Project Owner's other projects, the sale of the mortgaged property and/or other assets, or refinancing.

Real estate investment opportunity in Romania, mortgage-backed 12 month loan offering 13.5% annual interest rate

Investment opportunity | Mortgage loan in District 1, Bucharest

With this project, the Crowdestate investors will have the opportunity to invest in a mortgage loan in a total amount of EUR 78,000 arranged in 1 tranche.The Project Owner intends to finance his other projects and to secure the loan offers the first-rank mortgage over a 3-bedroom apartment with 2 parking spaces located in Felicity Residence, very close to Baneasa forest, Stejarii Country Club and Baneasa Shopping Mall, District 1, Bucharest Nord. The property has a total useful area of 108,94 sqm, including 11,26 useful sqm of terrace. The property's total market value is EUR 155,000 and LTV is ~50%. The loan interest rate is 13,5% p.a. and the loan period is up to 12 months. The principal and interest payments will be made at the end of the loan period.The loan will be repaid from the sales revenue of the Project Owner's other projects, the sale of the mortgaged property and/or other assets, or refinancing.

Meie järgmise projekti raames on Crowdestate'i investoritel võimalus investeerida hüpoteegiga tagatud laenu kogusummas 78,000 eurot, mis on korraldatud ühe rahastusvooruna. Kaasatud vahandeid kavatseb Projektiomanik kasutada käibekapitalina ja pakub laenu tagamiseks esimese järjekoha hüpoteeki kahetoalisele kahe parkimiskohaga korterile. Korter asub Felicity Residence’is, väga lähedal Baneasa metsale, Stejarii Country Clubile ja Baneasa kaubanduskeskusele, 1. piirkonnas, Bucharest Nordis. Kinnisvara kasutatav pindala on 108,94 m², sealhulgas 11,26 m² kasutatavat terrassi. Kinnisvara turuväärtus on 155,000 eurot ja rahastusvooru LTV on ~50%. Laenu intressimäär on 13,5% aastas ja laenuperiood on kuni 12 kuud. Põhiosa- ja intressimaksed tehakse laenuperioodi lõpus.Laenu tagasimaksmine toimub Projektiomaniku teiste projektide müügitulust, hüpoteegiks oleva kinnisvara ja/või muude varade müügist või refinantseerimise teel.

Prin intermediul acestui proiect, investitorii Crowdestate vor avea oportunitatea de a investi intr-un imprumut senior cu ipoteca in suma totala de 78.000 EUR, acordat intr-o singura transa.Sponsorul intentioneaza sa isi finanteze alte proiecte si ofera drept garantie ipoteca de rang 1 asupra unui apartament cu 4 camere, 2 locuri de parcare localizat in Felicity Residence, in partea de nord a capitalei, in Sectorul 1, foarte aproape de Padurea Baneasa, Stejarii Country Club si a Centrului Comercial Baneasa. Apartamentul are o suprafata utila de 108,94 mp incluzand si terasa de 11.26 mp. Valoarea totala de piata a proprietatii este de 155.000 EUR, prin urmare LTV-ul este de ~50%.Rata dobanzii este fixa de 13.5% p.a., iar perioada imprumutului pana la 12 luni. Plata principalului si a dobanzii se vor face la maturitatea imprumutului. Imprumutul va fi rambursat din veniturile din vanzari aferente altor proiecte ale Sponsorului, vanzarea proprietatii aduse in garantie (daca va fi cazul) si/sau a altor active sau prin refinantare.

Romania

Euro

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Drumul Opalului 1-43, ap 10a, București

Alin-Mircea Bugeac

Obiectiv de finanțare:	€ 78000
Randament așteptat:	13.5 % pe an
Durata investiției:	12 luni
Categoria de risc:	A Model de evaluare a riscurilor
LTV:	Risc scăzut %
Capital stack:	Împrumut garantat

Drumul Opalului 1-43, ap 10a, București

Investiții finanțate