The goal for this opportunity is to finance the construction of 5 apartment buildings, with a total of 135 apartments, developed on a land of 5,278 sqm, situated at 82W Bucuresti-Magurele road, Bucharest, District 5, Romania. Crowdestate investors will have the opportunity to invest in a mortgaged secured senior construction loan (for more information regarding senior debt, please check out this blog post - <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/">https://blog.crowdestate.eu/en/2020/secured-loan-definition/</a>) in a total amount of EUR 3,200,000, arranged in ~10 tranches, based on the progression of works and the presales. This is the 1st tranche in the amount of EUR 500,000, with a minimum goal of EUR 350,000.The source of reimbursement will be the sale of the units when finalized. The investment tenor for this tranche is up to 18 months. The interest rate is 13,8% p.a. and it will be paid in quarterly installments. The loan will be secured with a 1st rank mortgage on the land and existing constructions, evaluated for EUR 1,103,700 (out of which the land is EUR 627,000 and existing constructions EUR 476,700).  Therefore, the maximum LTV for the 1st tranche is 45%.

Real estate investment opportunity in Romania for property development offering 13.8% annual interest rate.

Investment opportunity | Bucuresti-Magurele 82W, Bucharest, Romania

<div dir="ltr" style="text-align: left;"><table><colgroup><col/><col/></colgroup><tbody><tr><td>Käesoleva projekti eesmärgiks on rahastada 5 korterelamu ehituskulusid. Kokku ehitatakse 135 korterit. Arenduskinnistu suuruseks on 5,278 m2. Projekti aadressiks on 82W Bucuresti-Magurele tee, 5. rajoon, Bukarest, Rumeenia.Crowdestate’ investoritel on võimalus rahastada antud arendusprojekti ehituskulusid kokku EUR 3,200,000 ulatuses hüpoteegiga tagatud seeniorlaenu kujul (rohkem infot seeniorlaenudest siin: <a href="https://blog.crowdestate.eu/en/2020/secured-loan-definition/" style="background-color: rgb(255, 255, 255);color: rgb(73, 131, 195);text-align: justify;">https://blog.crowdestate.eu/en/2020/secured-loan-definition/</a>). Rahastamine on korraldatud ca. 10 vooru kaudu vastavalt ehitustööde ning ettemüügi tempole.Käesoleva, järjekorras 1. rahastusvooru mahuks on EUR 500,000, minimaalne eesmärk on EUR 350,000.Laenu tagasimaksmise allikaks on valminud korterite müügist genereeritav rahavoog.Käesoleva rahastusvooru pikkuseks on kuni 18 kuud. Intressimääraks on 13,8% aasta baasil. Intresse makstakse kvartaalselt. Laen on tagatud 1. järjekoha hüpoteegiga arendatavale kinnistule. Vastavalt hindamisaktile on kinnistu väärtuseks EUR 1,103,700 (millest maa väärtus on EUR 627,000 ja seni tehtud ehitustööde väärtus EUR 476,700). Vastavalt sellele moodustub käesoleva vooru laenusumma ja tagatisvara väärtuse suhteks (LTV) 45%.</td></tr></tbody></table></div>

Obiectivul acestei oportunitati de investitie este finantarea constructiei a 5 blocuri de locuințe, avand un numar total de 135 apartamente, dezvoltate pe un teren in suprafata de 5.278 m2, situate pe Soseaua Bucuresti-Magurele, Bucuresti, sectorul 5, RomaniaInvestitorii Crowdestate vor avea oportunitatea de a investi intr-un imprumut senior pentru constructie in suma totala de 3.200.000 EUR, acordat in 10 transe in functie de progresul lucrarilor si de avansurile incasate. Aceasta este prima transa in suma de 500.000 EUR, cu un obiectiv minim de 350.000 EUR. Rambursarea va fi facuta din vanzarea apartamentelor la finalizarea constructiei. Durata investitiei pentru aceasta transa este de pana la 18 luni. Rata dobanzii este de 13.8% pe an si va fi platita in rate trimestriale. Imprumutul va fi garantat cu ipoteca de rang 1 pe teren si constructii viitoare, evaluate pentru suma totala de 1.103.700 (din care terenul pentru suma de 627.000 EUR si constructiile existente pentru suma de 476.700 EUR). Prin urmare, LTV-ul pentru prima transa este de ~45%.

Obiectiv de finanțare:	€ 500000
Randament așteptat:	13.8 % pe an
Durata investiției:	21 luni
Categoria de risc:	B Model de evaluare a riscurilor
LTV:	Risc scăzut %
Capital stack:	Împrumut garantat

Soseaua Bucuresti-Magurele 82W, Bucuresti (I)

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