The purpose of this current investment opportunity is to finance a semi-detached house project at Heinapõllu str. 7 and 9, Kulli municipality, Raasiku parish, Harju country, Estonia. The project is located 25 min away by car from the Tallinn city centre and close to Jüri town with developed infrastructure. Investors will be offered an opportunity to finance the construction of two semi-detached houses with four apartments in total amount of EUR 130,000 with two investment rounds. The amount of the first round is EUR 52,500. Construction is in progress - the foundation of one house is ready and construction of walls has begun. The construction deadline is Winter 2021-2022. Three apartments have been pre-sold (notarised contracts under the law of obligations has been signed). For successful exit need to be sold only one apartment.The fixed interest rate is 10% p.a. There are no periodical interest payments. The investment period is up to 12 months with 6 months extension opportunity with an interest rate of 12% p.a. for the extension period. Apartment sizes are 100,8 m2 (4 apartments). The average apartment price is EUR 183,250. The loan is secured by a first-rank mortgage on residential land plots at Heinapõllu str. 7 and 9, Kulli municipality, Raasiku parish, Harju county.According to the evaluation reports, the current value of two residential land plots at Heinapõllu str. 7 and 9 is EUR 87,500 (w/o VAT). Evaluation reports has been done before the construction begun. According to that, the ratio of the current liabilities and collateral value (LTV) is 60%. Max. LTV during the project will be 60%.

Real estate investment opportunity in Estonia for property development offering 10% annual interest rate.

Investment opportunity | Heinapõllu 7,9, Kulli, Raasiku

The purpose of this current investment opportunity is to finance a semi-detached house project at Heinapõllu str. 7 and 9, Kulli municipality, Raasiku parish, Harju country, Estonia. The project is located 25 min away by car from the Tallinn city centre and close to Jüri town with developed infrastructure. Investors will be offered an opportunity to finance the construction of two semi-detached houses with four apartments in total amount of EUR 130,000 with two investment rounds. The amount of the first round is EUR 52,500. Construction is in progress - the foundation of one house is ready and construction of walls has begun. The construction deadline is Winter 2021-2022. Three apartments have been pre-sold (notarised contracts under the law of obligations has been signed). For successful exit need to be sold only one apartment.The fixed interest rate is 10% p.a. There are no periodical interest payments. The investment period is up to 12 months with 6 months extension opportunity with an interest rate of 12% p.a. for the extension period. Apartment sizes are 100,8 m2 (4 apartments). The average apartment price is EUR 183,250. The loan is secured by a first-rank mortgage on residential land plots at Heinapõllu str. 7 and 9, Kulli municipality, Raasiku parish, Harju county.According to the evaluation reports, the current value of two residential land plots at Heinapõllu str. 7 and 9 is EUR 87,500 (w/o VAT). Evaluation reports has been done before the construction begun. According to that, the ratio of the current liabilities and collateral value (LTV) is 60%. Max. LTV during the project will be 60%.

Antud investeerimisvõimaluse eesmärk on finantseerida aadressil Heinapõllu tn. 7 ja 9, Kulli küla, Raasiku vald, Harjumaa, Eesti asuvat paarismajad. Projekt asub Tallinna kesklinnast autoga 25 minuti kaugusel ja on arenenud infrastruktuuriga väikelinna Jüri lähedal.Investoritele pakutakse kokku kahe rahastamisvooruga võimalust rahastada kahe paarismaja ehitamist, kogusummas 130 000 eurot, millest esimese rahavooru suuruseks on 52 500 eurot. Ehitamine on hetkel pooleli - ühe maja vundament on valmis ja seinte ehitamist on alustatud. Ehituse tähtaeg on 2021-2022 aasta talv. Eelmüügilepingud on juba kolme korteriga sõlmitud (notariaalselt tõestatud võlaõiguslikud lepingud). Edukaks väljumiseks tuleb müüa veel ainult üks korter.Fikseeritud intressimäär on 10% aastas. Perioodilisi intressimakseid ei ole. Investeerimisperiood on kuni 12 kuud koos 6-kuulise pikendusvõimalusega, sel juhul tõuseb intressimäär suurusele 12% aastas.  Korteri suurused on 100,8 m2 (4 korterit). Keskmine korteri hind on 183 250 eurot.Laenu tagatis on esimese järgu hüpoteek elamumaa kruntidele aadressil Heinapõllu tn. 7 ja 9, Kulli küla, Raasiku vald, Harjumaa.Hindamisaktide kohaselt on Heinapõllu tänav 7 ja 9 asuvate elamumaa kruntide hetkeväärtus 87 500 eurot (ilma käibemaksuta). Hindamisaktid on tehtud enne ehituse algust. Selle kohaselt on antava laenu ja tagastisvara väärtuse suhe  (LTV) 60%. Ka maksimaalne LTV antud projekti ajal on 60%.

Estonia

Euro

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Rahastuseesmärk:	€ 52500
Oodatav tootlus:	10 % aastas
Investeerimisperiood:	6 kuud
Riskikategooria:	B Riskihindamise mudel
LTV:	Madal risk %
Capital stack:	Tagatud laen

Heinapõllu tee 7, 9, Kulli (I)

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