The goal of this investment opportunity is to refinance SIA BJGC’s existing liabilities towards the bank. SIA BJGC has presented several collaterals to secure the loan (in project description), as well as have several projects in the pipeline for the upcoming years with total worth over 3 MEUR, biggest being flood preventing project in Riga (1,3 MEUR) and lake dredging in Kazakhstan (2,9 MEUR). SIA BJGC operates mainly in the Baltic market and develops service export. SIA BJGC has several competitive advantages over others in the industry:<ul><li>SIA BJGC is the only aquatory and waterway dredging and purification specialist in the Baltics.</li><li>As well as the only representative of the German technology (HUESKER GmbH) in the Baltics.</li><li>SIA BJGC provides environmentally friendly water treatment: the pumped material is placed in geosynthetic containers, dewatered and stored/recycled. The sludge or sediment is treated with a flocculant, which allows the contaminated part to be separated and dewatered, producing dry soil. The process does not require the usage of sea dumps</li></ul>SIA BJGC specializes in closed water area services. The total investment amount of SIA BJGC campaign is 700 000 EUR with the annual interest of 14% over a 24-month period. Interest and principal payments are made quarterly.

Corporate financing investment opportunity in Latvia for refinancing liabilities towards the bank.

Investment opportunity | SIA BJGC

Selle investeerimisvõimaluse eesmärk on refinantseerida SIA BJGC olemasolevad rahalisi kohustusi panga ees. SIA BJGC on laenu tagamiseks esitanud mitmeid tagatisi (projekti kirjelduses), samuti on tal lähiaastateks planeeritud mitu projekti kogusummas üle 3 miljoni euro, suurim neist on üleujutuste ärahoidmise projekt Riias (1,3 miljonit eurot) ja järve süvendamine Kasahstanis (2,9 MEUR). SIA BJGC tegutseb peamiselt Baltikumi turul ja arendab teenuste eksporti. SIA BJGC omab selles valdkonnas mitmeid konkurentsieeliseid: <ul><li>SIA BJGC on ainus akvatooriumi ja veeteede süvendamise ning puhastamise spetsialist Baltikumis. </li><li>Samuti Saksa tehnoloogia (HUESKER GmbH) ainus esindaja Baltikumis.</li><li>SIA BJGC pakub keskkonnasõbralikku veetöötlust: pumbatav materjal pannakse geosünteetilistesse mahutitesse, veetustatakse ja ladustatakse/võetakse ringlusse. Muda või setet töödeldakse flokulandiga, mis võimaldab saastunud osa eraldada ja veetustada, moodustades kuiva pinnase. Protsess ei nõua mereprügi kasutamist.</li></ul>SIA BJGC on spetsialiseerunud suletud veeala teenustele.SIA BJGC investeerimisvõimaluse raames soovitakse kaasata 700 000 EUR kapitali 14% aastase intressimääraga 24-kuuks. Intressi- ja põhiosamakseid tehakse kvartaalselt.

Funding goal:	€ 700000
Expected return:	14 % p.a
Investment term:	16 months
Risk category:	A Risk assessment model
LTV:	Low risk %
Capital stack:	Secured loan

BJGC SIA (I)

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