The purpose of this project is to finance the Sponsor, USL INVEST OÜ by a working capital loan in the amount of 350 000 EUR. This loan will refinance the existing loan in the amount of 225 000 EUR and further capital will be used to increase the business volume by EUR 125 000.The issued loan is secured by a commercial pledge to company's movable property (the amount of the commercial pledge exceeds the loan and interest amount 1.30 times) and with personal guarantees of the owners of the company to the extent of the loan. It is a so-called &#34;bullet-loan&#34; where the interest with an additional principal will be paid throughout the period. However, a substantial part of the principal is paid at the end of the loan period as a one-time payment. The loan interest rate is 15.0% per annum and the expected return on investment (IRR) is 16.03% on an annual basis.

Investment opportunity - working capital loan to USL Invest OÜ, 16.03% yield per annum

USL Invest OÜ (II) I Investment opportunity

Käesoleva projekti eesmärgiks on finantseerida projekti Sponsori, USL INVEST OÜ, käibekapitali summas kuni 350 000 eurot. Väljastatava laenu arvelt refinantseeritakse olemasolev laenujääk summas 225 000 eurot ning 125 000 euro ulatuses finantseeritakse täiendavalt ärimahtude kasvu.Väljastatav laen on tagatud kommertspandiga ettevõtte vallasvarale (seatav kommertspandi summa ületab laenu- ja intresside summat 1.30 korda) ning ettevõtte omanike isiklike käendustega laenusumma ulatuses. Laenugraafiku mõistes on tegemist nö osalise bullet-laenuga ehk laenuga, mille perioodi jooksul tasutakse peamiselt intressi ning väiksemas mahus ka põhiosa. Oluline osa põhiosast tasutakse laenuperioodi lõpus ühekordse maksena.Laenu intressimäär on 15.0% aastas ning investori oodatav tootlus (IRR) 16.03% aasta baasil.

Uus investeerimisvõimalus - käibekapitalilaen ettevõttele USL Invest OÜ, 16.03% tulususega aastas.

USL Invest OÜ (II) I Investeerimisvõimalus

Estonia

Funding goal:	€ 514616
Expected return:	16.03 % p.a
Investment term:	53 months
Risk category:	B Risk assessment model
LTV:	Low risk %
Capital stack:	Secured loan

USL Invest OÜ (II)

Funded investments